In the past, insurance coverage for Booster Clubs, PTAs and PTOs was difficult to locate. Many organizations were either forced to pay extremely high insurance premiums, or to operate their programs without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participants injury claim.
However, this specialty insurance program has recently been developed to cover the inherent risks involved in running today’s Booster Clubs, Parent Teacher Associations and Parent Teacher Organizations. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits.